Terms of Use

Last updated: June 2026.

By using RAPpath, you agree to these terms. The tool is provided “as is” for general informational and educational purposes only.

Not financial advice

RAPpath does not provide financial, legal, or tax advice. All payment figures are estimates based on publicly available rules and may differ from the amounts determined by your loan servicer or the U.S. Department of Education. Do not rely on these estimates to make financial decisions without confirming them with your servicer or a qualified advisor.

No affiliation

RAPpath is independent and not affiliated with any government agency or loan servicer.

Limitation of liability

We are not liable for any loss arising from use of this site or reliance on its estimates.

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